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Think money matters are just for grown-ups? Not so. It’s never too soon to teach your kid real-life finance lessons. Start now, and your child will be a wallet whiz before you know it. By  Tamekia Reece “Mom, can we go to the dollar store?” The day my 6-year-old son, Darren, asked that, we learned an important lesson. Since he had been saving money he’d received for his birthday, I took him. To my surprise, he had a fit and refused to get out of the car. Why? We weren’t at the real dollar store, he claimed. I asked, “What’s the real dollar store?” His response: “the place where you go and they give you dollars.” He meant the bank! The confusion isn’t surprising. Many kids think money is free, or have zany notions about how you get it, explains Jayne Pearl, coauthor of  Kids, Wealth, and Consequences: Ensuring a Responsible Financial Future for the Next Generation . Getting a grip on finance is crucial, especially for Latino kids: Nearly 60 percent of college-educ...